FD (Fixed Deposit) Calculator
🏦 Fixed Deposit (FD) Calculator
FD Calculator – Fixed Deposit Maturity & Interest Estimator
Use this accurate FD Calculator to determine how much your investment will grow at a fixed interest rate over time. Whether you’re saving for your future or comparing banks, this tool gives you clarity on maturity amount and interest earned.
What is a Fixed Deposit?
Fixed Deposits (FDs) are secure investment options provided by banks and financial institutions where you invest a lump sum for a fixed duration at a fixed interest rate. At maturity, you receive both the principal and accrued interest.
FD Formula Used:
M = P × (1 + r/n)nt
- P = Principal
- r = Annual Interest Rate
- n = Compounding frequency per year
- t = Time in years
Why Use Our FD Calculator?
- ✅ Supports multiple compounding frequencies
- ✅ Pie chart for clear comparison
- ✅ Fast, free & mobile-responsive
- ✅ Multiple currencies supported
Example:
If you invest ₹1,00,000 at 7% annual interest compounded quarterly for 5 years, your maturity value will be approximately ₹1,41,914. Your interest earned would be ₹41,914.
Benefits of FDs:
- ✔️ Safe & stable returns
- ✔️ Flexible tenure & compounding
- ✔️ Suitable for short & long-term goals
- ✔️ Tax-saving options available
Make smarter financial decisions using our FD maturity calculator and compare the returns before investing your money in fixed deposits.