Capital Gains Tax Calculator
💰 Capital Gains Tax Calculator
Capital Gains Tax Calculator – Estimate Your Investment Taxes Easily
The Capital Gains Tax Calculator helps investors and taxpayers determine how much tax they owe on profits from the sale of capital assets such as stocks, mutual funds, property, and gold. This calculator supports both short-term capital gains (STCG) and long-term capital gains (LTCG) based on India’s income tax rules.
🧾 What is Capital Gains Tax?
Capital gains tax is levied on the profit made from selling capital assets. These assets can include real estate, shares, mutual funds, bonds, gold, and more. In India, the tax rate varies depending on the holding period of the asset and whether it is a short-term or long-term capital asset.
📅 Short-Term vs Long-Term Capital Gains
- Short-Term: Asset held for less than 12 months (equity) or less than 36 months (property, debt)
- Long-Term: Asset held for more than 12/36 months, depending on type
🧮 Capital Gains Tax Calculation Formula
- Capital Gain = Selling Price − Purchase Price
- Tax = Capital Gain × Applicable Tax Rate
Tax Rates:
- 📉 STCG on equity: 15%
- 🏘️ LTCG on property: 20% with indexation
- 📈 LTCG on equity (after ₹1 lakh): 10% without indexation
📍Example:
- Purchase Price: ₹1,00,000
- Selling Price: ₹1,50,000
- Holding Period: 3 years
- Capital Gain = ₹50,000
- LTCG Tax = ₹0 (since under ₹1,00,000 exemption)
💡 Why Use This Capital Gains Tax Calculator?
- ✅ Calculate taxes on your investments quickly
- ✅ Plan profit-taking from mutual funds, stocks, or property
- ✅ Know how much you’ll owe before selling
- ✅ Stay compliant with the Income Tax Act
📈 Assets Covered:
- Stock Market Investments (Shares, ETFs)
- Real Estate Property
- Mutual Funds (Equity and Debt)
- Gold & Precious Metals
- Cryptocurrencies (as Virtual Digital Assets)
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📋 Notes & Disclaimers
This calculator does not apply indexation for LTCG on property or adjust for brokerage charges, inflation, or cess. For accurate tax filing, consult a tax advisor or CA.
Use this Capital Gains Tax Calculator India before selling any asset to understand your potential tax liability and make smarter financial decisions.