FD (Fixed Deposit) Calculator

🏦 Fixed Deposit (FD) Calculator

FD Calculator – Fixed Deposit Maturity & Interest Estimator

Use this accurate FD Calculator to determine how much your investment will grow at a fixed interest rate over time. Whether you’re saving for your future or comparing banks, this tool gives you clarity on maturity amount and interest earned.

What is a Fixed Deposit?

Fixed Deposits (FDs) are secure investment options provided by banks and financial institutions where you invest a lump sum for a fixed duration at a fixed interest rate. At maturity, you receive both the principal and accrued interest.

FD Formula Used:

M = P × (1 + r/n)nt

• P = Principal
• r = Annual Interest Rate
• n = Compounding frequency per year
• t = Time in years

Why Use Our FD Calculator?

• ✅ Supports multiple compounding frequencies
• ✅ Pie chart for clear comparison
• ✅ Fast, free & mobile-responsive
• ✅ Multiple currencies supported

Example:

If you invest ₹1,00,000 at 7% annual interest compounded quarterly for 5 years, your maturity value will be approximately ₹1,41,914. Your interest earned would be ₹41,914.

Benefits of FDs:

• ✔️ Safe & stable returns
• ✔️ Flexible tenure & compounding
• ✔️ Suitable for short & long-term goals
• ✔️ Tax-saving options available

Make smarter financial decisions using our FD maturity calculator and compare the returns before investing your money in fixed deposits.